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Unclaimed Foreclosure Funds in Indiana

If your home was foreclosed and sold at auction in Indiana, you might be owed unclaimed funds. National Equity Agency helps former homeowners and heirs recover surplus proceeds at no upfront cost.

What Are Unclaimed Surplus Funds in Indiana?

After a foreclosure or sheriff’s sale, any money left over after the mortgage, taxes, and legal fees are paid is considered surplus. In Indiana, these funds are held by the Clerk of Courts and must be claimed by the rightful party—otherwise, they may go unclaimed or be taken by other creditors or the state.

Many former owners are unaware they’re entitled to these funds. If your property sold for more than what was owed, you could be legally entitled to claim the difference.

Example: Could You Be Owed Money?

If your Indiana home was foreclosed with a judgment of $95,000 and it sold at auction for $150,000, the $55,000 difference is unclaimed surplus funds. This money doesn’t automatically go to the bank—it may belong to you.

We help track these cases and ensure you claim what you’re entitled to under Indiana law.

Who Can Claim These Funds?

  • Homeowners: You can file a claim if you owned the property when it was foreclosed.
  • Heirs of Deceased Owners: Surplus funds can be passed on to the estate or next of kin.
  • Wrongfully Notified Parties: If your name was missed or not served properly, you may still qualify.

Whether you’re in Indiana or out of state, we’ll guide you through the entire process.

How We Recover Unclaimed Surplus Funds

  1. Step 1: Search & Verify – We review sheriff sale results and court dockets for your property address.
  2. Step 2: Confirm Legal Standing – Whether you’re a former owner or heir, we confirm your right to file a claim.
  3. Step 3: File With the Clerk – We prepare all paperwork and submit your petition to the appropriate Indiana court.
  4. Step 4: Follow Up & Release – We stay on top of the case and coordinate with the clerk until funds are released to you.

Indiana Surplus & Unclaimed Funds FAQ

How do I know if I have unclaimed funds in Indiana?

Contact us. We search court and auction records to determine whether you’re owed surplus proceeds.

Do I need a lawyer?

Not always, but we work with Indiana-barred attorneys who step in for complex cases when needed—at no cost to you unless we win.

What if I live out of state?

You can still file a valid claim. We work with clients across the U.S. and handle everything remotely.

How long does it take?

Most cases are resolved within 2 to 5 weeks after the court approves the motion. Timing depends on the county and complexity of the case.

You May Have Unclaimed Foreclosure Money Waiting

Don’t leave thousands sitting in the court system. Let National Equity Agency recover your unclaimed surplus funds in Indiana—fast and risk-free.

Get Your Free Surplus Check