Hamilton County, Indiana – Surplus Funds Recovery Help

If you or a family member lost a property to foreclosure in Hamilton County—including areas like Noblesville, Fishers, Carmel, or Westfield—you could be entitled to unclaimed surplus funds left over after the sheriff’s sale. These funds are legally yours and arise when the sale price exceeds the debt owed.

Example:
A foreclosed home in Fishers sells at auction for $270,000. The mortgage balance was $198,000. That $72,000 surplus may be legally claimed by the former homeowner or their heirs.

What National Equity Agency Does for You

  • Research Hamilton County court filings and sheriff sale results
  • Verify if your case generated surplus funds
  • Handle all filings and motions with the Clerk’s Office and courts
  • No upfront costs — we only get paid if we recover funds for you

Important Information About Surplus Funds

Hamilton County does not automatically notify homeowners or heirs of surplus funds. If unclaimed, these funds are eventually transferred to the State of Indiana as unclaimed property. Once that happens, the process to recover funds becomes more difficult and time-sensitive.

Recent Hamilton County Surplus Activity

  • Over $1.7 million in surplus funds recorded from foreclosure sales in 2023–2024
  • Dozens of homeowners unaware they’re owed money
  • Average surplus amount: $42,000

Frequently Asked Questions

Am I eligible for surplus funds?

If your property sold at sheriff sale in Hamilton County and it brought in more than what was owed, you likely qualify. Our team can confirm this for free within 24 hours.

What documents do I need?

We assist with locating and preparing all documents, including proof of ownership, judgment history, and court petitions.

Can I still file if I moved out of state?

Yes. Your location does not impact your right to claim surplus funds. We offer remote services and work with clients nationwide.

Can heirs or family members claim the funds?

Yes. If the original homeowner has passed away, surplus funds can be claimed by rightful heirs with the appropriate documentation (e.g., Affidavit of Heirship).

Check If You Qualify →