What Are Indiana Surplus Funds and Am I Entitled to Them?

If your property in Indiana went through a foreclosure or tax sale, you may be entitled to money left over from the auction — known as surplus funds. These funds represent the difference between what the home sold for and what was owed to creditors.

Who Can Claim Surplus Funds in Indiana?

• The homeowner at the time of foreclosure
• Spouses or heirs of a deceased homeowner
• Parties with a valid lien or judgment (in certain cases)

How Do I Know If I’m Entitled to Surplus Funds?

If you owned a foreclosed home in the past 1–2 years and it sold at auction for more than the balance owed, you may qualify. Our team can check Indiana court records across all counties — including Allen, Lake, Marion, St. Joseph, Vanderburgh, and others — within 24 hours.

Why It’s Important to Act Quickly

Indiana does not automatically send surplus checks to former owners. You must file a formal claim in court. If left unclaimed, the money may eventually be transferred to the state’s unclaimed property division — making the process more difficult.

Our Surplus Recovery Process

• We confirm surplus eligibility for free
• Our attorneys handle all legal paperwork and hearings
• You pay nothing unless we recover funds for you

Get Started Today

You could be owed thousands — and not even know it. Contact National Equity Agency now for a fast, no-obligation surplus search.