Think surplus funds are a scam? That the bank keeps everything? Think again. Let’s set the record straight with the facts about foreclosure surplus funds in Indiana—and why thousands go unclaimed every year.
✅ Fact: Indiana law requires that any surplus after mortgage debt and court costs be returned to the homeowner or their heirs. The bank only receives what it’s owed—any extra belongs to you.
✅ Fact: Even if you’ve moved out or relocated out of state, you can still claim surplus proceeds. Your legal right to those funds doesn’t expire just because you changed your address.
✅ Fact: You don’t need to hire a private attorney to claim surplus funds. Our agency handles all filings and legal work with no upfront cost—and only takes a small fee if we succeed.
✅ Fact: Some Indiana counties only give 60 to 90 days to file a surplus claim. If you miss that window, you could lose the money forever. Time matters.
✅ Fact: Surplus funds are real. They are a byproduct of how foreclosure auctions work. We’ve helped Indiana residents recover tens of thousands of dollars—and can show proof of real cases.
Ready to find out if you’re owed surplus funds in Indiana? Let’s debunk the myths and recover your money the right way.
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