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Pennsylvania Surplus Recovery Services

National Equity Agency helps homeowners and heirs throughout Pennsylvania recover unclaimed surplus funds after sheriff sales and mortgage foreclosures—with no upfront cost.

Serving All Pennsylvania Counties with Trusted Surplus Fund Recovery

After a sheriff’s sale in Pennsylvania, homeowners may be entitled to surplus funds—also called excess proceeds—if the property sells for more than what was owed on the mortgage, taxes, or liens. These funds can often go unclaimed unless someone acts quickly.

National Equity Agency assists former homeowners and heirs across Pennsylvania, including in Philadelphia, Allegheny, Bucks, Montgomery, Delaware, and Chester counties, to recover what’s rightfully theirs.

What Are Surplus Funds After a Pennsylvania Foreclosure?

Surplus funds are the remaining money from a foreclosure auction when the final sale price exceeds the total judgment, legal fees, and liens. These funds are typically held by the county prothonotary, sheriff, or court and may be claimed by the former property owner or their estate.

For example, if your Pennsylvania home was sold at sheriff sale for $200,000, but the debt owed was $150,000, the $50,000 surplus belongs to the rightful claimant—often the former owner or heirs.

How We Help Recover Surplus Funds in Pennsylvania

  1. Free Search: We investigate foreclosure records and sheriff sales to see if surplus funds are owed to you.
  2. We Prove Your Claim: We confirm ownership, lien status, and eligibility to file for release of funds.
  3. We File on Your Behalf: We handle all documentation and filings with the court or sheriff—no cost to you upfront.
  4. We Clear Lien Disputes: We protect your surplus from competing claims by creditors or third parties.
  5. You Get Paid: Once the court approves, the funds are released directly to you.

Why Pennsylvanians Choose National Equity Agency

  • Experience Across PA Counties: From Philadelphia to Erie, we understand sheriff sale procedures and recovery rules.
  • No Win, No Fee: You pay nothing unless we recover surplus funds for you.
  • Heirs Welcome: We assist heirs and estates in filing valid surplus claims.
  • Timely Action: Surplus funds are time-sensitive—NEA ensures fast filing before deadlines pass.

Pennsylvania Surplus Funds FAQs

How do I know if I’m owed surplus funds?

NEA will research your sheriff sale and court records free of charge to see if any surplus exists in your name.

Who holds surplus funds after a foreclosure sale in PA?

It’s often held by the county sheriff, prothonotary, or court administrator, depending on the county and process followed.

Can I still file a claim if I’ve moved out of state?

Yes. We help claimants nationwide recover surplus funds from Pennsylvania foreclosures, no matter where they currently live.

Can heirs or estates claim the funds?

Absolutely. Heirs can file claims with the appropriate estate or probate documentation. NEA helps manage the entire process.

Reclaim Your Surplus Funds in Pennsylvania

If your property was sold at a sheriff sale in Pennsylvania, you may be entitled to surplus funds. National Equity Agency can help you file your claim quickly and at no upfront cost.

Free Surplus Recovery Consultation

 

Proud Member of the Chamber of Commerce

National Equity Agency is a verified and trusted member of the West Palm Beach Chamber of Commerce. Our mission is to help families navigate foreclosure with dignity, recover any available surplus funds, and provide support through every step of the process.

  • Excess Proceeds Recovery & Foreclosure Support
  • Programs to Delay or Prevent Foreclosure Sales
  • Cash Advance & Home Retention Solutions
View Our Chamber Profile
BBB Accredited Business

BBB Accredited

National Equity Agency is proud to be BBB Accredited — a trusted name in surplus fund recovery.

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