National Equity Agency proudly serves homeowners and heirs across Indiana, helping them recover surplus funds left behind after foreclosure or sheriff’s sales—no upfront fees, no risk.
If your property in Indiana was sold at a sheriff’s sale and the sale price exceeded what was owed on your mortgage, you may be entitled to surplus funds. These extra funds—often thousands of dollars—can be claimed by the homeowner or legal heirs, but the process can be complex.
National Equity Agency simplifies surplus recovery for Indiana residents by handling all court filings and ensuring your claim is submitted before critical deadlines through your local county sheriff’s office or court system.
Surplus funds—also called excess proceeds—occur when a foreclosed property sells for more than what was owed on the loan, taxes, and judgment. These leftover funds are held by the county sheriff’s office or clerk until the rightful party claims them.
For instance, if your property sold for $180,000 but the mortgage and judgment totaled $145,000, the remaining $35,000 is considered surplus. You may only have a limited time to claim these funds before they’re transferred to the state or subject to other claims.
No. While legal help is an option, National Equity Agency can file your surplus claim on your behalf without requiring upfront legal fees.
We monitor Indiana sheriff sale data and court filings to identify eligible cases and notify homeowners if surplus funds are available.
If unclaimed, surplus funds may be escheated to the Indiana Unclaimed Property Division. Timely filing is critical to protect your right.
Yes. If the homeowner is deceased, verified heirs may still claim the funds. We assist with affidavit of heirship and probate documentation if needed.
If your Indiana property was sold at a sheriff’s sale, you may be entitled to surplus proceeds. National Equity Agency can help—get a free case review today.
Free Surplus Recovery Consultation
