Surplus Funds Deadlines in Indiana

Surplus funds won’t wait forever. Each Indiana county has deadlines for claiming funds after a sheriff’s sale. Missing these deadlines can mean losing what’s rightfully yours. Learn how long you have—and how to act in time.

Why Deadlines Matter

After a foreclosure or sheriff’s sale, Indiana law allows the former homeowner—or their heirs—to claim any leftover surplus funds. But each county has its own deadlines. If you wait too long, those funds could be:

📂 Transferred to the county’s unclaimed fund system
📤 Sent to the Indiana Attorney General’s Unclaimed Property Division
🛑 Absorbed by lienholders or contested by creditors

We help you file before it’s too late—guaranteed.

Typical Claim Windows by County

While exact deadlines vary by court, most Indiana counties follow these patterns:

Marion County: Usually 90 days from sale confirmation
Lake County: Typically within 60–120 days
Allen County: Often requires motion within 60 days of disbursement notice
St. Joseph, Vanderburgh, Tippecanoe: Varies between 30 and 180 days

Note: These are estimates—some cases allow more or less time depending on judgment and disbursement order.

Don’t Let Time Run Out

Even if the surplus funds are legally yours, waiting too long can result in:

✅ Permanent loss of access to the money
✅ Difficulty locating the funds if they’ve been transferred
✅ Additional legal obstacles or rejections by the court

That’s why NEA moves quickly to protect your surplus claim before critical deadlines expire.

We Track Deadlines So You Don’t Have To

Fast Filing: We file your motion as soon as eligibility is confirmed.
Clerk Monitoring: We monitor sale results and confirm when funds are posted.
Legal Support: We handle any challenges or court correspondence on your behalf.
100% Contingency: You pay nothing unless we recover your funds.

Time is Running Out — Act Now

Don’t miss your chance to recover your surplus funds. Let NEA file your claim before the deadline closes.

Start My Free Claim Review